About Us

Martha Ott and Donie Holmes are  both licensed independent insurance agents with  over 30 years combined experience. They have been BEST FRIENDS for 20 years. 

Their Faith is Strong and know that God has prepared them for such a time as this. Ott and Holmes, LLC looks forward to serving the families and businesses in Bay St. Louis community on the Mississippi  Gulf Coast and through out Mississippi, Louisiana and Alabama.

Martha and Donie both enjoy helping  families and businesses provide, preserve and protect their assets, while building long lasting relationships and friendships along the way.

They attend First Baptist Church of Bay St. Louis.

They are members of The Hancock Chamber of Commerce you can visit them at hancockchamber.org

Ask us about how to receive an upfront bonus of up to 10%, get an average 6% lifetime income on your savings or retirement without paying any additional fees,  and still be able to participate in the upside market indexes without any of the downside market risk.

 Planning for RETIREMENT? We can help by giving you expertise you can build on to secure your financial future, generate and guarantee you an income that you with never outlive. 

Rollover Specialist work with those who have already retired or looking to retire within the next three to five years.  

If you have a 401k, IRA, Tax Sheltered Annuity, other type of pension or savings plan give us a call 228-344-3229

Term Life, Whole Life, Indexed Universal Life

Did you know that you can protect your Mortgage with Life Insurance?  Find out how now... Call 228-344-3229 

• Martha has enjoyed serving the Gulf Coast area with Medicare Insurance since moving to this area in January of 2020 from Pike County where she still has a great client base.
• She was awarded recognition as the top agent for Dual Eligible Plans recently with Humana.  Martha takes pride in service after the sale, and will go the extra mile for all of her clients.  
• When not at work, she loves spending time with her husband of 21 years, Cliff.  They enjoy home improvement projects, cookouts with friends, and going to the auctions, flea markets and garage sales.  
• She says "You never know what kind of deal you'll run across!"  
• They have a one year old Yorkie named Dixie and a Maine Coon cat named Satchmo.  These two are inseparable, and bring such joy to their lives.

•  Donie has enjoyed working and serving her clients in the insurance industry since 1986. She started her career off working part- time for a life insurance company selling cancer policies going door too door while going to college to be a teacher. After a year she realized that there was a real need to better educate and help seniors understand how Medicare and Medicare Supplements could work together while saving them money at he same time. 
•  In 1988 she expanded her market into the Senior Market.  She became a leading agent in the field by helping hundreds of seniors and received many rewards for her dedication, work ethic, and outstanding accomplishments as a Team Leader. 
• In 1991 she was promoted to a Managing General Agent position and in charge of hiring, recruiting and training other agents while building an Agency of her own. 
• Later in early 2000 she was offered to expand her markets again to help educate educators about financial literacy and guide them to making better choices for their retirement. Because of Donies experience she was one of the few chosen to work with the employees and educators at the HBCU, Historical Black Colleges and Universities. She achieved excellence and experience in offering retirement annuities for the Federal and local government agencies, municipalities, public and private school district employees non- profit organizations and local businesses. 
•  Donie continues to help build and grow business in her partnership with Ott and Holmes. LLC, 
• Donie is very passionate about helping those who are at a crossroad in their lives. She always says: "I work to give" and give she does everyday.
• She is a a family oriented person. Mother of two, she has one Daughter and one Son.  She is Mamaw to seven grandchildren.
• Donie looks at her career as her mission field and believes that The Lord has prepared her for just such a time as this to help those who are in need and have been praying for guidance to make the right decisions in their health and finances.
• Outside of work you will find her at church, outdoors working in her yard, fishing, crabbing, spending time with family and friends or volunteering her time in the community.